Buying Investment Property
A large part of the housing boom that took place several years was due to the purchase of second homes and investment homes. Investors account for 40% of the trillions of dollars of US mortgage debt. As the boom came to a halt,
Can You Qualify for a Home Mortgage?
How many people today know whether they can qualify for a home mortgage? Do they know what is required to be approved for a mortgage? As regulations and guidelines continue to change, many people are finding that they no longer qualify even if they already own a home. The economy and market...
Credit Reports - 3 Things You Should Know
Do you know what your lender is looking at when they examine your credit report? Learn three vital statistics showing up on your credit report that can make or break a loan.
Different Types of Mortgage Loans
There are several different types of mortgage loans available to borrowers when purchasing a home. It is always important to know what is available in order for a borrower to make the right decision according to their needs. Here is a quick run down of the typical loans that are offered:
Fannie Mae Updates its Guidelines
Everyone is aware of how difficult it has become to purchase a home as the current guidelines have continued to become stricter. Compared to years ago, when just about anyone could obtain a mortgage, today's atmosphere is quite different. Fannie Mae has recently announced changes that will go into
Finding the Best Mortgage Rate
People are often confused about mortgage rates and why they differ from lender to lender. Even more troublesome is finding the best mortgage rates available. There are some guidelines to follow to find the best mortgage rate for your particular circumstance.
For many home owners, facing the potential prospect of foreclosure is inevitable. No matter what the circumstances are in connection with the default, it is often a stressful and depressing period of a home owner's life when losing a home. To often, home owners do not know the steps and legal proce
Getting A Mortgage is Still Possible
Getting a mortgage in today's real estate environment is still possible even though many people think otherwise. Many consumers have spent the past few years cleaning up their credit to make this possible. This was a favorable decision considering that credit scores are very important as part of th
Home Saver Advance
It is a known fact that many people are having a difficult time paying their mortgages. These are very challenging times in a very volatile real estate market. A delinquency may be the result of an adjustable rate mortgage or due to a loss of employment. Regardless of what the reason is, there are
Learn the basics of mortgages before signing on the dotted line. Fixed and Adjustable mortgages, balloon payments, teaser rates, good faith estimates.
New Deed for Lease Program
In an attempt to avoid further foreclosures, Fannie Mae is now offering a Deed for Lease program. Through this program, if you are facing foreclosure, you may be able to have the option to continuing ....
Refinance With Harp 2.0
In the latest effort to save homes from foreclosure, Fannie Mae and Freddie Mac have approved a new program called Harp 2.0. This program is really the one that everyone has been waiting for to best help home owners who are underwater.
Refinancing Might Be a Good Idea
Many borrowers would like to refinance their current mortgages in order to save money on their monthly mortgage payments. Some use refinancing to reduce the term of their mortgage which will save years of paying and, in the end, also save on the amount of interest that is paid to the lender. In eith
Second Mortgage: What Is It Exactly?
Everyone has heard a friend or relative complain about having to take out a second mortgage but they don’t really know what that means. Let’s find out!
Strategic Defaulters on the Rise
When real estate is doing well and home equity is on the rise, home owners would never think about not paying their mortgage. After all, by doing so, a home owner is creating a huge blemish on the credit. The current real estate trends have changed the way people look at their mortgage bill and whet
The Housing Crisis Marches On
How much equity has the average home lost? Is it going to get worse? Is there ever going to be a mortgage rescue plan that is going to work?
Tips for a Successful Mortgage
While getting a mortgage might seem like a stressful event, it actually does not have to be that way. Being prepared ahead of time is the key to success, even when it comes to a mortgage application and mortgage approval. Here are some tips for a successful mortgage that anyone can use at any time.
Trying To Explain The Mortgage Crisis
We hear and read about it every day, The Mortgage Crisis. Read about some ideas of how this happened.
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